"Discover 5 Powerful Questions To Ask Insurance Brokers That Reduce Costs And Increase Coverage"

Expert Buyer's Support Delivers Hassle-Free Cost-Reductions. We Routinely Deliver Cost Reductions Of 20% And More.

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See The 75 Second Video Lesson Below To Lower Contractor Insurance Costs.

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Gets Extraordinary Discounts And Special Deals Year After Year

""Don has saved us a lot of money year after year since we first met in 1998. He gets us large discounts and special deals that save us a lot of money. He helps us control our renewal cycle. It is a pleasure to have him on my side."”

Jerry Hurwitz, President
"J & J Air Conditioning"
San Jose,CA
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Saved Over $28,000!

"We at Boden Construction Inc wish to express our gratitude to Don Bury for his tremendous effort and expertise in acquiring business insurance at a net annual savings of over $28,000. We highly recommend him to anyone who is ready to challenge the status quo and increase their bottom line.”

Linda Floan, Controller
"Boden Construction, Inc"
Santa Rosa,CA
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Saved over $100,000 in commercial contractor insurance premiums!

"We first met Don Bury in 1998. In the first 2 years the services provide by Don saved R&S Erection Inc well over $100,000 in contractor insurance premiums

Don taught us how to effectively negotiate with brokers and contain our contractor insurance costs. He also taught us the importance of having our critical information current and readily available. Today, the techniques Don taught us continue to be extremely valuable, and the methods Insurance Cost Reduction ues have proven essential, and valid, renewal after renewal.

Ray Zarodney, President
"R&S Erection, Inc "
San Leandro,CA
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"I highly recommend the services of Don Bury at Insurance Cost Reduction Services. With his extensive knowledge of the industry, he was able to guide us through the paperwork and application process to secure competitive insurance bids, saving over $20,000 in workers compensation and contractors liability insurance. ”

David Martineau, President
"Martineau Construction, Inc. "
Santa Rosa,CA
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"The Buyer's Guide To Business Insurance" Keeps Us On Track. It is a cost controlling monster most brokers wish had never been written. Here is a picture of the cover:

Be an Informed Buyer

If you are complacent, you simply may be uninformed. Ignorance about what the competition offers can be very expensive. Hundreds of people might say they are perfectly satisfied with their insurance programs, only to find their programs are riddled with shortcomings. When alternative opportunities become apparent, they find greater satisfaction than they or their agent had imagined possible. When handling insurance, you can pay a high price for being misinformed or underinsured.

Most businesses do an inadequate job shopping their insurance accounts. A large number of small business owners hope their agents have their best interests at heart. Other businesses try to be thorough, and occasionally may shop several places. They find the whole process frustrating and time consuming, and decide to move on to more productive efforts. Most businesses have invented their own purchasing methods, based on limited trial and error efforts. Many of the methods do not adequately address the problems. You need to know how to effectively shop the marketplace and systematically manage business insurance.

Naturally, the profit-making providers of insurance services have not taught people how to get a less expensive deal elsewhere. In practice, agents and brokers do not work for you, or for an insurance company — they work for themselves. While the agents know they must have your price low enough to win and keep your business, further reductions in price directly reduce their commission paychecks. How many agents are willing to put in extra time and effort only to reduce the size of their own paychecks?

When writing your account, insurance company underwriters want the premium you pay to be as high as the market permits. Most underwriters do not volunteer their best available bargains; however, for those agents who know how to ask the right questions, an underwriter may reluctantly grant any available bargain. Most underwriters are not fond of a soft market, in which the prices spiral downward. To keep writing business in the soft market conditions, the underwriters slightly undercut their competition — just enough to reach their stated corporate objectives of increased written premiums. For instance, when faced with losing an account, they are sometimes willing to make concessions in your favor — which can be very meaningful to you — while serving their own interests. If you are prepared with concrete alternatives, you can help convince underwriters to apply maximum discounts.

The insurance marketplace is simply too large for any one person to be aware of all the possible solutions for every situation.

Refer back to this site as often as you need assitance with your renewal control efforts. Let us know if you need any questions answered.

We are here to help.

To Your Prosperity!

Don Bury, President, Insurance Cost Reduction Services
800-760-1867 email: donbury@icrs.biz

Insurance Cost Reduction Services
3663 Camino Bella Rosa
Sierra Vista, AZ  85650
Toll-free: 800-760-1867
E-mail: donbury@icrs.biz

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