"Discover 5 Powerful Questions To Ask Insurance Brokers That Reduce Costs And Increase Coverage"

Expert Buyer's Support Delivers Hassle-Free Cost-Reductions. We Routinely Deliver Cost Reductions Of 20% And More.

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See The 75 Second Video Lesson Below To Lower Contractor Insurance Costs.

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Gets Extraordinary Discounts And Special Deals Year After Year

""Don has saved us a lot of money year after year since we first met in 1998. He gets us large discounts and special deals that save us a lot of money. He helps us control our renewal cycle. It is a pleasure to have him on my side."”

Jerry Hurwitz, President
"J & J Air Conditioning"
San Jose,CA
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Saved Over $28,000!

"We at Boden Construction Inc wish to express our gratitude to Don Bury for his tremendous effort and expertise in acquiring business insurance at a net annual savings of over $28,000. We highly recommend him to anyone who is ready to challenge the status quo and increase their bottom line.”

Linda Floan, Controller
"Boden Construction, Inc"
Santa Rosa,CA
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Saved over $100,000 in commercial contractor insurance premiums!

"We first met Don Bury in 1998. In the first 2 years the services provide by Don saved R&S Erection Inc well over $100,000 in contractor insurance premiums

Don taught us how to effectively negotiate with brokers and contain our contractor insurance costs. He also taught us the importance of having our critical information current and readily available. Today, the techniques Don taught us continue to be extremely valuable, and the methods Insurance Cost Reduction ues have proven essential, and valid, renewal after renewal.

Ray Zarodney, President
"R&S Erection, Inc "
San Leandro,CA
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"I highly recommend the services of Don Bury at Insurance Cost Reduction Services. With his extensive knowledge of the industry, he was able to guide us through the paperwork and application process to secure competitive insurance bids, saving over $20,000 in workers compensation and contractors liability insurance. ”

David Martineau, President
"Martineau Construction, Inc. "
Santa Rosa,CA
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"The Buyer's Guide To Business Insurance" Keeps Us On Track. It is a cost controlling monster most brokers wish had never been written. Here is a picture of the cover:

Why Reevaluate Your Insurance?
An Ideal Marketplace Versus Today’s Realities

In an ideal insurance marketplace, you could submit your insurance requirements to a central service, and within 24 hours have quotes from every insurance company willing to write your type of business. Ideally, the quotes would:
*Be standardized in a simple format, making them easy to compare so your optimal choices would be obvious;
*Eliminate confusion for you when purchasing business insurance; and
*Enable you to quickly make better choices in spending your premium dollars.

To get a partial example of an ideal marketplace — a marketplace of all the insurance companies willing and able to write your insurance — visit an insurance brokerage equipped with an automated, comparative auto insurance rating system. A data input person will enter your driver and vehicle information once, and in about a minute, you will get 20 auto insurance quotes, ranked in order of cost. In addition, you will get pricing detail, so you can select your company, limits, and deductibles from the many variations quoted. For example, if you are curious about the insurance costs of buying a different car, it takes only seconds to requote to see exactly how that vehicle will affect your rates. If the insurance industry would apply auto insurance’s powerful, standardized approach to business insurance, pricing would intensify price competition, and the task of purchasing business insurance would be much simpler. Of course, the real world is not set up for such rampant competition for your business. Price shopping generally is considered an ugly practice in the business insurance community, and is discouraged and frowned upon. Today’s insurance marketplace epitomizes the concept of “Let the buyer beware.” The key to defensively handling your insurance is to develop concrete alternatives before a crisis arises. Price shopping forces agents and brokers to work to retain their business and this costs them time and money. They want you to value their professional services of identifying needs and selecting coverages, and trust them to keep your pricing competitive. If the agents and brokers don’t retain their accounts, they must seek out and sell new ones, which is much harder than simply renewing existing business. Apples for apples comparisons are rare, because insurance companies have been busily producing: Unique, customized policies with coverage variations and unique labels to literally separate them from the competition; and Unique forms and questionnaires on which your circumstances must be described, causing extra work that discourages agents from price shopping. These subtle differences and variations slow the quoting process and muddle price comparisons. These complications cloud the vital issue — what is the least amount of money you will have to spend to adequately insure your business? The confusion causes you to depend on insurance agents who are paid commissions, for what you hope is wise advice and proper coverage. Today’s insurance marketplace epitomizes the concept of “Let the buyer beware,” because the confusion prevents you from obtaining rock bottom prices.

Refer back to this site as often as you need assitance with your renewal control efforts. Let us know if you need any questions answered.

We are here to help.

To Your Prosperity!

Don Bury, President, Insurance Cost Reduction Services
800-760-1867 email: donbury@icrs.biz

Insurance Cost Reduction Services
3663 Camino Bella Rosa
Sierra Vista, AZ  85650
Toll-free: 800-760-1867
E-mail: donbury@icrs.biz

© 2008 Insurance Cost Reduction Services License OC08451
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